Wealth Growth Chart
Monte Carlo projection (1,000 simulations, seed42).
Are You On Track? (Age 55)
Quick readiness check for your current target-age plan.
Near Target
Target expenses: RM8,885/month
Off track in the middle-case estimate. Your current monthly investment is near the required level, but market uncertainty may still delay the target.
At Your Target Age (Age 55)
Preset comparison uses 300 Monte Carlo simulations each.
| Metric | Conservative | Balanced | Growth |
|---|---|---|---|
| P50 portfolio at target age | RM1.8m | RM1.4m | RM1.5m |
| Gap at target age | RM-899.7k | RM-1.3m | RM-1.2m |
Required portfolio at target age: RM2.7m (same for all presets)
Milestone Timeline
Milestones use the P50 trajectory.
| Milestone | Conservative | Balanced | Growth |
|---|---|---|---|
| RM100k | Y2.6 (Age 31) | Y2.7 (Age 31) | Y2.7 (Age 31) |
| RM500k | Y12.3 (Age 40) | Y13.5 (Age 42) | Y12.9 (Age 41) |
| RM1m | Y19.5 (Age 48) | Y21.8 (Age 50) | Y20.9 (Age 49) |
| Financial Freedom | Y38.7 (Age 67) | Not reached | Not reached |